Category Archives: The UK PRS (Private Rented Sector)

And What Can Landlords Do About It? The debate is heating up. Recent shifts in UK housing policy, regulation, and public sentiment have tilted increasingly toward protecting tenants. While many of those protections are essential—for safety, fairness, and dignity for renters—many landlords now feel the balance has moved too far. Laws designed to safeguard tenantsContinue reading “Have Laws in Favour of Tenants Gone Too Far?”

If you’re a private landlord in the UK, the rules have tightened—and the penalties are stacking up. Below are the kinds of fines you might be hit with. These aren’t distant hypotheticals — these are real risks UK landlords are already facing. Offence Type of Fine / Penalty Typical Consequences Letting an unsafe property (poorContinue reading “Landlords: The Eye-Watering Fines You Could Be Facing”

Will a New “National Insurance” on Rental Income Mark the End of the Private Rented Sector? In BriefA newly floated proposal in advance of the 2025 Autumn Budget suggests that landlords may soon be liable to pay National Insurance contributions on their rental income—potentially raising around £2 billion for the Chancellor’s coffers. Why It MattersPropertyContinue reading ““Is the Chancellor Ringing the Death Knell for Landlords?””

September is a Great Time to Sell Your Property September has long been seen as one of the best times of year to sell property in the UK. With the summer holidays over and Christmas looming on the horizon, many buyers are eager to move quickly and complete before the festive season. This seasonal patternContinue reading “Landlords: beat the budget.”

Over the last two decades, the private rented sector has transformed. Licensing, deposit protection, and safety rules have improved standards and reduced the number of “rogue landlords”. But with nearly 400 separate regulations to comply with — and more on the way — many landlords still face serious risk of landlord fines and Rent RepaymentContinue reading “Landlord Fines & Rent Repayment Orders – Act Now to Avoid Liability”

Repossession delays are now at an all-time high — 8 months on average. And with the Autumn Budget around the corner, landlords could face new tax hikes that cut even deeper into your profits.

What are the potential implications of the property-tax reforms Chancellor Rachel Reeves is considering for landlords?

There’s been no shortage of criticism aimed at landlords in recent years. From rising rents to housing shortages, we’re often painted as the villains of the housing crisis. But dig a little deeper, and a very different story emerges — one where us landlords are just as squeezed as tenants, and the private rented sectorContinue reading ““Landlord Bashing” and What It Means for the PRS”

The UK housing market may appear surprisingly resilient on the surface, but beneath the headlines of rising buyer interest and stronger-than-usual summer sales, the underlying story for sellers is less reassuring. Despite an 11% rise in buyer demand and an 8% increase in sales agreements compared to this time last year, house price growth hasContinue reading “When Supply Outstrips Demand: Why Sellers Should Act Before Prices Fall Further”

All Mortgage Actions Surge in Early 2025 New data from the Ministry of Justice reveals significant increases in mortgage possession actions across the board between January and March 2025, compared to the same period in 2024: This marks a continuation of the upward trend that began in mid-2021. The figures, while still below pre-COVID peaksContinue reading “Sharp Rise in Mortgage Repossessions as Landlord Cases Shift”